In 2001, ME received a banking licence, and nowadays they provide a range of competitive products, including home loans for those looking to purchase, refinance or invest. ME’s flexible home loan package for owner-occupier members is a popular choice, featuring a redraw facility, offset account, discounted rates and reduced fees. ME have mobile bankers rather than branches.
Choosing a home loan is daunting, given the multitude of products on the market. Decisions need to be made about whether to go for fixed or variable interest rates, interest-only or principal and interest repayments, offset accounts or lines of credit. Both first-time buyers and seasoned investors must delve into the process armed with the necessary knowledge to make informed decisions. That’s where iConnect Financial can help.
iConnect Financial’s mortgage brokers work with more than 30 lenders around Australia, and act as an independent intermediary on your behalf. We simplify the home loan comparison process and look at the whole package when choosing a product for you, rather than one aspect in isolation. For example, our brokers know that loans with very low interest rates may have pricey hidden fee structures, and that loans with plenty of features might incur higher interest rates. At the end of the day, we find the right home loan to meet your current situation and long-term financial goals, so that you’re laughing all the way to the bank.
It all begins with a phone call. Once we have met with you and discussed your needs, we will find you a home loan that’s right up your street. Our mortgage brokers do the hard yards and approach your lender of choice to make sure their product ticks all of your boxes, then guide you through the application process.