They are a great non-bank alternative lender offering a range of home loan options, including full-doc mortgages with flexible features and low-doc home loans for the self-employed. La Trobe Financial’s Self-Managed Super Fund mortgage allows borrowers to purchase a residential investment property or to refinance an existing SMSF loan. Those looking to construct a home to live in or have as an investment can take out a residential construction mortgage, while there are also non-resident mortgage products and rural mortgages for properties of up to 200 acres. La Trobe Financial can oversee parent-to-child loans or provide loans to help with the cost of moving into aged care.
Choosing a home loan is tricky, with so many lenders and mortgage products available. You need to know whether you require lenders’ mortgage insurance, what the loan-to-value ratio is for each lender, the fees attached to the loan, and the difference between the advertised and comparison home loan rate. Do you require an offset account, a redraw facility, the ability to make extra repayments or to split the loan between fixed and variable? Confusing, right? iConnect Financial can help. We work with more than 40 lenders across Australia and find you the right product to meet your current needs and future financial aspirations.
Our brokers are specialists at what they do and work tirelessly to ensure you are completely satisfied with your mortgage deal. As a subsidiary of Connective Group, an award-winning mortgage aggregator established in 2003, we are a name you can trust. So, what do you pay for our expert services? The answer is zero. The lenders pay us upon settlement.
Your iConnect Financial mortgage broker will take the guess work out of the home loan comparison and application process. Together, we will work out which home loan best suits your needs, then we will contact your preferred lender to make sure the loan you are interested in is the right choice for you. Finally, we will help maximise your chances of approval and provide ongoing support throughout your journey towards home ownership.