Home loan calculators.

Doing the math for a property purchase can be tedious.

To make it easier for you, we’ve provided a range of calculators to help with the sums. But don’t worry if you’re not sure about your figures, your iConnect Financial broker will work with you to come up with the final result. These calculators are intended to be used as a guide only. For more accurate figures and expert advice, please get in touch.

Repayment calculator.

The iConnect Financial repayment calculator allows you to figure out exactly what your minimum home loan repayments would be for the amount borrowed. By knowing in advance what you would be up for, you can stay in control of your finances and plan accordingly. The calculator also reveals how you can reduce your loan term and total interest payable by making extra repayments, using an offset account, or paying a lump sum amount.

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Borrowing power calculator.

Purchasing a property is an exciting time for both seasoned investors and first home buyers. A key consideration is knowing your borrowing capacity. The iConnect Financial borrowing power calculator gives you an estimate of the maximum amount a bank will lend for a home loan, based on income and expenses. This saves precious time refining the property search and ensures you are empowered to make the right decision.

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Budget planner calculator.

Doing up a budget and having a thorough understanding of your financial situation is vital when you’re shopping for a home loan. Taking into account income and expenses, the iConnect Financial budget planner demonstrates how much surplus income you have at the end of the day to invest, save or spend. Alternatively, it may reveal you are spending more than you are earning. The information allows you to be in control of your finances, plan for the future and reach your financial goals. It can also come in handy if you are considering refinancing your home loan or need to weigh up whether to make extra repayments.

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Buying and selling costs calculator.

When it comes to buying or selling property, there are many different costs to consider. The iConnect Financial buying and selling costs calculator provides an indication of what’s involved financially in entering or leaving the market, with the option of comparing the associated costs. The calculator also estimates eligibility for government grants and concessions based on whether you are a first home buyer and the type of property.

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